Happy Realty is a mortgage institution that prides itself in providing high quality financial services to the public. It is our mission to provide superior programs at the most competitive rates in the nation while at the same time maintaining a standard of integrity and honesty.

Happy Realty was originally founded in 1988 as First Financial Co. First Financial Co. began as a company serving primarily the mortgage needs of the San Jose area. Over the years Happy Realty grew and expanded to become one of the most successful brokerage firms.

Happy Realty’s mission is to provide high quality financial services to the public. We are dedicated to customer responsiveness and implementing the most current technological tools possible. We value cooperation and team work between members of our own staff as well as with our business partners.